Gross vs Net: How OnlyFans Agencies Calculate Commission
Gross is what fans pay. Net is what OnlyFans actually pays you after taking its 20% platform fee, and after any refunds and chargebacks. An agency commission calculated on gross takes a percentage of money you never receive, so the same headline rate can cost you noticeably more. Before comparing agencies on their percentage, find out what that percentage is taken from.
This guide explains the three numbers that decide what you keep, works through an example, and shows how to make the base unambiguous in writing.
16 of the 33 agencies that publish a commission say it is calculated after OnlyFans' own 20% platform fee. (Source: OFAgencies statistics)
What is the difference between gross and net on OnlyFans?
When a fan pays for a subscription, a message or a tip, that full amount is the gross payment. OnlyFans keeps 20% as its platform fee, and the remaining 80% is credited to you as creator earnings. That 80% is what most people mean by net.
There's a second layer. If a fan successfully disputes a payment with their card issuer, or a payment is refunded, OnlyFans' terms allow it to take back the creator's share of that amount from your earnings. So the money that actually reaches your bank can be lower than 80% of what fans paid in a given month. A fair commission base accounts for that too.
How much does the base change the agency's cut?
Take a month where fans pay $10,000 in total and the agency's rate is 40%.
| Commission on gross | Commission on net | |
|---|---|---|
| Fans pay (gross) | $10,000 | $10,000 |
| OnlyFans keeps 20% | −$2,000 | −$2,000 |
| Your creator earnings (net) | $8,000 | $8,000 |
| Agency takes 40% of… | $10,000 → $4,000 | $8,000 → $3,200 |
| You keep | $4,000 | $4,800 |
Same rate, $800 difference in one month. On gross, a "40%" agency is effectively taking half of what you actually earned. Expressed the other way round, 40% of gross is the same as 50% of net, which is why rates are only comparable once you know the base.
What happens with refunds and chargebacks?
Suppose $500 of that month's payments is later charged back. OnlyFans can deduct your share of it, $400, from your earnings. If the agency's commission was already calculated on the original figure and never adjusted, you've paid commission on money that was taken back. Over a year, and on an account with frequent disputes, that adds up.
The fair version is simple: commission is calculated on what the platform actually paid out for the period, with refunds and chargebacks deducted first, and late chargebacks credited back on the next invoice. Very few agencies say this publicly.
Only 2 of 134 agencies (1%) state that commission is charged only on what the platform actually pays out, with refunds and chargebacks deducted. (Source: OFAgencies statistics)
What do published agency rates look like?
Most agencies don't publish a rate at all. Of those that do, the table below shows each published rate and the base the agency states, taken from its own website.
| Agency | Published rate | Calculated | Rank |
|---|---|---|---|
| OnModelStudios | 25–55% | after platform fees | #1 |
| Lumina Connect | 40–60% | of net revenue after the OnlyFans platform fee | #2 |
| FantasyRise | 30–60% | of net earnings | #3 |
| Scissorzz | 40–60% | of net earnings; invoiced after the platform pays out | #4 |
| Waifu Talent | 40–60% (agency share, tiered by monthly revenue band) | of the creator's net payout after the OnlyFans 20% fee; applied per revenue band | #5 |
| Noblesse Studios | 25–50% | after the platform fee | #6 |
| Empire Management MX | 20–30% | of creator earnings after OnlyFans' 20% fee (30% under $1,000/month, 25% $1,000–3,000, 20% from $3,000) | #7 |
| Luvema Studio | 50–60% ("mostly", depending on scope) | of jointly earned revenue; net/gross basis not stated | #8 |
| TalentGrow | 60% under $10K/month; 50% $10K–$30K; 40% from $30K (agency share; creator keeps 40–60%) | of net earnings after OnlyFans' 20% fee; band applies to the whole month | #9 |
| ALLURE Agency | 50–60% (60% starting from zero, 50% with an existing audience) | not stated | #10 |
| Hush Talent | 20% (full management); 15% of brand-deal value | of gross managed revenue | #11 |
| FEM Management | 50–60% full management; 20–50% backend service | of net revenue after the 20% OnlyFans fee | #12 |
| FONCE Agency | 35–50% | of earnings after the platform fee, depending on services agreed | #13 |
| Bunny Agency | 25–60% | scaling with how much of the operation is handed over; gross or net not stated | #14 |
| Imperium MGMT Agency | 50% | of net earnings (after the OnlyFans fee, refunds and chargebacks); no add-on fees | #16 |
| AV Majestic Studios | 25–50% | after the platform fee | #18 |
| Agencia OnlyFans Colombia | 40–50% | not stated (rate set by contract depending on the creator's profile) | #19 |
| Model Fans Management | free to 50% (50% standard; 20% long-term) | not stated | #20 |
| Chatting Wizard | 12.5–20% | of net revenue from messages, tips and renewals; new-subscriber income excluded | #24 |
| OnlyMessengers | 30–35% | not stated (invoiced weekly) | #26 |
| Regency Talent | from 25% (full management); from 15% (marketing only) | of revenue (net/gross not stated) | #30 |
| Space Management Agency | 50% | of adjusted net revenue after platform and processing fees, refunds and approved shared costs | #31 |
| ChatGains | 25% | of message and tip revenue only (subscriptions excluded); not stated whether before or after platform fee | #33 |
| OFM's Model Agency | Creator receives 20–30% (agency retains the remainder, part reinvested in growth) | of the page's total gross balance | #35 |
| Walzex Media | 50% | full management (chatting and marketing); chat-only 15–30%; gross or net not stated | #41 |
| Foxy Studios | 45% flat | after the platform fee | #46 |
| O.F Elite Agency | 30–50% | of the page's income (net/gross not stated) | #48 |
| Belle Muse | 50/50 split | basis not stated | #52 |
| Top Chatters OF | from 20% / 25% / 30% by plan | percentage of sales the chat team generates ('Cerramos un % de las ventas que generemos'); net/gross not stated | #58 |
| Adastra OFM | 60% (new accounts) | basis not stated; fixed salary also offered | #60 |
| SirenCY | 35% | of net earnings after OnlyFans' 20% platform fee | #62 |
| ChatterService | $5 per chatter hour + 3% | hourly fee for active chatter hours plus 3% of revenue generated | #67 |
| Selene Management | 50% (full-service model) | of the revenue base defined in the agreement (net/gross not stated) | #71 |
Rates as stated on each agency's own website, checked Oct 24, 2026. 33 of the 134 agencies we list publish a number; the rest only discuss pricing on a call. Each agency name links to its full review and the page the rate came from.
A higher number on net can leave you with more than a lower number on gross, so compare like for like. The commission calculator lets you try both, and the commission rates guide covers what different splits usually include.
Are there other ways the base gets inflated?
- Costs taken before the split: some agreements deduct advertising, tools or "marketing costs" from your earnings and then take a percentage of the rest, or take the percentage first and charge costs on top. Either can be fair if it's capped and approved by you in advance; neither is fair if it's open-ended.
- Revenue that existed before the agency: if you already earn a steady amount, some creators negotiate a commission only on growth above that baseline. It's worth asking.
- Income outside OnlyFans: check whether the commission covers only the platforms the agency manages, or also brand deals, other subscription sites and anything else you earn.
- Currency and timing: if you're paid in one currency and invoiced in another, the contract should say which exchange rate and date apply.
What should you ask an agency about its commission base?
- Is the percentage calculated on what fans pay, or on what OnlyFans pays me after its fee?
- Are refunds and chargebacks deducted before commission? What happens when a chargeback arrives after you've already invoiced me?
- Are any costs deducted before or after the split, and is there a cap?
- Which income does the commission cover: only the platforms you manage, or everything I earn?
- Do OnlyFans payouts come to my bank, with you invoicing me, or do you receive the money first?
- How will you show me the calculation each month?
Good agencies answer these in one message without hesitation, because they've been asked before. Vague answers to questions 1 and 2 are the most common way a reasonable-looking rate ends up costing far more than expected.
How do you get the base right in writing?
Ask for one sentence in the contract that defines it, for example: "Commission is calculated on net creator earnings for the period as shown in the creator's OnlyFans dashboard, after the platform fee and after refunds and chargebacks; chargebacks received after an invoice are credited on the next invoice." Then ask how the agency will show its calculation each month. A short itemised report you can check against your own dashboard is enough.
It also helps if the payout flow is simple. When OnlyFans pays you directly and the agency invoices you afterwards, you always start from the real net figure. Our contract guide covers that clause and the others worth checking, and every agency review on this site records whether the agency states its commission basis in its 20-point checklist.
Frequently asked questions
Is OnlyFans agency commission taken from gross or net?
It depends on the agency, which is why you should ask. Gross is what fans pay; net is what OnlyFans pays you after its 20% platform fee and after refunds and chargebacks. Commission on net leaves you more for the same rate.
How much difference does gross vs net make?
On $10,000 of fan payments, OnlyFans keeps $2,000 and you earn $8,000. A 40% commission on gross is $4,000, leaving you $4,000; 40% on net is $3,200, leaving you $4,800. 40% of gross is the same as 50% of net.
Should agencies take commission on chargebacks?
No. OnlyFans can deduct the creator's share of refunded or charged-back payments from your earnings, so commission should be calculated after those deductions, with late chargebacks credited on the next invoice.
Sources: OnlyFans Terms of Service, platform fee provision (20% of each fan payment), as tracked by ConductAtlas · OnlyFans Terms of Service, refund and chargeback deduction from creator earnings, as tracked by ConductAtlas
Comparing agencies? We rank 134 OnlyFans management agencies, fact-check each one against six public criteria and record published commission rates — so you can compare them before any sales call.
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